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	<title>San Jose Real Estate * Santa Clara County * Richard Gonzalez * Real Estate Broker * Realty World Powerhouse Brokers &#187; Short Sale</title>
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	<link>http://siliconvalleybrokerblog.com</link>
	<description>Silicon Valley Broker Blog - News, Views, and Opinions</description>
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		<title>What you need to know about HAFA in the Silicon Valley</title>
		<link>http://siliconvalleybrokerblog.com/2010/04/05/what-you-need-to-know-about-hafa-in-the-silicon-valley/</link>
		<comments>http://siliconvalleybrokerblog.com/2010/04/05/what-you-need-to-know-about-hafa-in-the-silicon-valley/#comments</comments>
		<pubDate>Mon, 05 Apr 2010 21:11:17 +0000</pubDate>
		<dc:creator>Richard Gonzalez</dc:creator>
				<category><![CDATA[Local Market News]]></category>
		<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[San Jose]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[Wells Fargo]]></category>

		<guid isPermaLink="false">http://rgonzalez.blogs.rwnetwork.com/?p=847</guid>
		<description><![CDATA[Today the banks who signed on for HAMP in 2009 have agreed to increase their participation in HAFA(Housing Affordable Foreclosure Alternatives) an extension of HAMP that provides incentives for banks and servicers to stramline the Short Sale process.]]></description>
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		<slash:comments>1</slash:comments>
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		<title>What every Bank of America short sale seller must know</title>
		<link>http://siliconvalleybrokerblog.com/2010/01/15/what-every-bank-of-america-short-sale-seller-must-know/</link>
		<comments>http://siliconvalleybrokerblog.com/2010/01/15/what-every-bank-of-america-short-sale-seller-must-know/#comments</comments>
		<pubDate>Fri, 15 Jan 2010 23:00:55 +0000</pubDate>
		<dc:creator>Richard Gonzalez</dc:creator>
				<category><![CDATA[Brokers Opinion]]></category>
		<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[equator.com]]></category>
		<category><![CDATA[seller]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[silicon valley]]></category>

		<guid isPermaLink="false">/?p=656</guid>
		<description><![CDATA[Until November of 2009 Bank of America / Countrywide short sales were difficult to navigate and a communication challenge to say the least. Our average time to receive an approval ranged from four to six months. As a result Bank of America created a partnership with equator.com thus reducing the short sale approval timeline from 6 months to 45 days.  For this reason and because there continues to be confusion with the process I decided to provide a 3 step list to successfully navigate through this new system.]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Silicon Valley Home Buyers Resolution for 2010</title>
		<link>http://siliconvalleybrokerblog.com/2010/01/04/silicon-valley-home-buyers-resolution-for-2010/</link>
		<comments>http://siliconvalleybrokerblog.com/2010/01/04/silicon-valley-home-buyers-resolution-for-2010/#comments</comments>
		<pubDate>Tue, 05 Jan 2010 00:43:06 +0000</pubDate>
		<dc:creator>Richard Gonzalez</dc:creator>
				<category><![CDATA[Brokers Opinion]]></category>
		<category><![CDATA[2010]]></category>
		<category><![CDATA[buyers]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[REO]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[silicon valley]]></category>

		<guid isPermaLink="false">/?p=622</guid>
		<description><![CDATA[Buying a Silicon Valley home in 2010 can be a challenge but if it's on your list of resolutions then here are a few tips that you should know to prevent you from falling off the wagon during the process.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Why Short Sales are better than REO properties</title>
		<link>http://siliconvalleybrokerblog.com/2009/09/30/why-short-sales-are-better-than-reo-properties/</link>
		<comments>http://siliconvalleybrokerblog.com/2009/09/30/why-short-sales-are-better-than-reo-properties/#comments</comments>
		<pubDate>Wed, 30 Sep 2009 18:20:37 +0000</pubDate>
		<dc:creator>Richard Gonzalez</dc:creator>
				<category><![CDATA[Brokers Opinion]]></category>
		<category><![CDATA[buyers]]></category>
		<category><![CDATA[REO]]></category>
		<category><![CDATA[Short Sale]]></category>

		<guid isPermaLink="false">/?p=542</guid>
		<description><![CDATA[One of the key factor of our success rate is due to the packaging and follow up of our offers. Buyers who have been at this for months will tell you that frustration begins to set in ultimately creating a routine of hit and run. Make an offer and if if its not accepted run to the next listing.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Lose your home and face a possible state tax hit</title>
		<link>http://siliconvalleybrokerblog.com/2009/08/29/lose-your-home-and-face-a-possible-state-tax-hit/</link>
		<comments>http://siliconvalleybrokerblog.com/2009/08/29/lose-your-home-and-face-a-possible-state-tax-hit/#comments</comments>
		<pubDate>Sat, 29 Aug 2009 04:08:38 +0000</pubDate>
		<dc:creator>Richard Gonzalez</dc:creator>
				<category><![CDATA[Brokers Opinion]]></category>
		<category><![CDATA[debt forgivness]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[San Jose]]></category>
		<category><![CDATA[sellers]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[Tax]]></category>

		<guid isPermaLink="false">/?p=407</guid>
		<description><![CDATA[Homeowners considering a short sale should do their homework and above all please seek the advice of a tax preparer who knows the ins and outs of the debt forgiveness laws.]]></description>
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