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	<title>San Jose Real Estate * Santa Clara County * Richard Gonzalez * Real Estate Broker * Realty World Powerhouse Brokers &#187; First Time</title>
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	<description>Silicon Valley Broker Blog - News, Views, and Opinions</description>
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		<title>C.A.R. Mortgage Protection Plan Extended to First Time Home Buyers in 2010</title>
		<link>http://siliconvalleybrokerblog.com/2010/01/08/c-a-r-mortgage-protection-plan-extended-to-first-time-home-buyers-in-2010/</link>
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		<pubDate>Fri, 08 Jan 2010 22:08:20 +0000</pubDate>
		<dc:creator>Richard Gonzalez</dc:creator>
				<category><![CDATA[Brokers Opinion]]></category>
		<category><![CDATA[Buyer]]></category>
		<category><![CDATA[First Time]]></category>
		<category><![CDATA[Mortgage Protection Plan]]></category>
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		<category><![CDATA[silicon valley]]></category>

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		<description><![CDATA[Through the C.A.R. Housing Affordability Fund’s Mortgage Protection Program, first-time home buyers who lose their jobs due to layoffs may be eligible to receive up to $1,500 per month, for six months, to help make their mortgage payments. A qualified co-buyer also can participate in the program, and receive a monthly benefit of $750 per month for up to six months.]]></description>
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		<title>Michael&#8217;s Story &#8211; A first Time Homebuyers Dream Come True</title>
		<link>http://siliconvalleybrokerblog.com/2009/11/21/michaels-story-a-first-time-homebuyers-dream-come-true/</link>
		<comments>http://siliconvalleybrokerblog.com/2009/11/21/michaels-story-a-first-time-homebuyers-dream-come-true/#comments</comments>
		<pubDate>Sat, 21 Nov 2009 21:58:29 +0000</pubDate>
		<dc:creator>Richard Gonzalez</dc:creator>
				<category><![CDATA[Brokers Opinion]]></category>
		<category><![CDATA[Buyer]]></category>
		<category><![CDATA[First Time]]></category>
		<category><![CDATA[Gilroy]]></category>
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		<category><![CDATA[Santa Clara County]]></category>

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		<description><![CDATA[The best part of this story is that Michael triumphed over his predicament and ultimately made changes in his life to prevent a reoccurrence of a stroke.  One of the decisions that Michael made was to become a homeowner early this year and as a result contacted me. Michael was looking for a home under$250,000; a challenging task especially because this has been the hottest price range in 2009 and the competition is fierce.]]></description>
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		<title>Housing Trust in Santa Clara County has Niche Assistance for Buyers</title>
		<link>http://siliconvalleybrokerblog.com/2009/08/19/housing-trust-in-santa-clara-county-has-niche-assistance-for-buyers/</link>
		<comments>http://siliconvalleybrokerblog.com/2009/08/19/housing-trust-in-santa-clara-county-has-niche-assistance-for-buyers/#comments</comments>
		<pubDate>Wed, 19 Aug 2009 13:35:26 +0000</pubDate>
		<dc:creator>Richard Gonzalez</dc:creator>
				<category><![CDATA[Brokers Opinion]]></category>
		<category><![CDATA[buyers]]></category>
		<category><![CDATA[Closing Costs]]></category>
		<category><![CDATA[Down Payment]]></category>
		<category><![CDATA[First Time]]></category>
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		<category><![CDATA[Santa Clara County]]></category>
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		<guid isPermaLink="false">/?p=343</guid>
		<description><![CDATA[Generally any government funded programs like this are meant for buyers who need that extra help to get the over the top and into a home.]]></description>
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